1. Introduction This Privacy Policy has been prepared under the provisions of the Information Technology Act, 2000 (IT Act) and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011. It sets out the practices and policies for the protection of user information collected, received, possessed, stored, dealt with, or handled by AS EC Online. ‘We’, ‘our’ or ‘us’ refers to AS EC Online, owned and operated by Shyaron Sivadas, and ‘you’ refers to the users of our services and visitors of our website or mobile application. By using our services, you agree to the terms of this Privacy Policy. --- 2. Type of Information Collected We collect information required to provide and improve our recharge and related services, including but not limited to: Name, Date of Birth, Mobile Number, and Email Address Address and PIN Code Device Information and IP Address PAN or Aadhaar details (only where required by regulation) Transaction information related to recharges or wallet payments --- 3. Use of Information The information collected is used to: Provide and maintain our services Improve user experience and troubleshoot issues Process recharges, payments, and refunds Communicate important service updates Comply with legal and regulatory obligations --- 4. Mobile Device Access [Contacts / Storage] We may request access or permission to certain features from your mobile device, such as: Contacts (for referral or sharing features) Storage (for saving invoices or receipts) Camera (for uploading documents or KYC) You can modify these permissions in your device settings at any time. --- 5. Payment Information AS EC Online may collect and store payment information to process transactions securely. This may include: Name of customer Mobile number and Email ID Bank account or UPI details Payment credentials (except OTPs or passwords which are never stored) Transaction reference numbers and timestamps All payment data is processed in compliance with RBI guidelines and stored only on servers located in India. --- 6. Disclosure to Third Parties We do not sell or rent your personal information. We may share data only with: Payment gateways or banks to process payments Government or legal authorities when required by law Service providers assisting us in technical operations (under strict confidentiality) --- 7. Data Security We use commercially acceptable and legally compliant methods to protect user data. However, as with all electronic systems, no method of storage or transmission is 100% secure. Users are responsible for safeguarding their login credentials and for activities conducted using their account. --- 8. Cookies and Tracking We may use cookies and similar technologies to improve our website and app performance, track user interactions, and personalize content. You can disable cookies in your browser settings if desired. --- 9. Data Localization As per RBI Circular RBI/2017-18/153 DPSS.CO.ODNo.2785/06.08.005/2017-2018 dated April 6, 2018, all payment data is stored and processed only in India. --- 10. Changes to this Policy We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on aseconline.in or within the AS EC mobile application. Your continued use of our services after changes means you accept the revised policy. --- 11. Contact Information For any questions or grievances related to this Privacy Policy, please contact: Grievance Officer: Shyaron Sivadas Email: Sharonsivadas002@gmail.com --- © 2025 AS EC Online. All rights reserved.